Proper Insurance review
Proper Insurance offers a specialised STR policy, backed by Lloyd's, designed to replace your standard homeowners policy.
★★★★☆ 4.1 · our editorial rating
- Category
- STR insurance policy
- Pricing
- Not published (quote); annual policy
- Free tier
- No
- Needs a PMS
- No
- Size
- Mid
Who it’s for
This is for property owners seeking a dedicated short-term rental insurance policy rather than a rider or endorsement on a homeowners policy. It's suitable for those who prefer a broker-only model and are comfortable with an annual premium.
Our take
Proper Insurance provides a specific STR policy, which is a significant advantage over a standard homeowners policy. It's noted as a real Lloyd's-backed policy, offering robust coverage. The company does not publish its pricing, requiring a custom quote, and operates on an annual policy basis. A Property Management System (PMS) is not a requirement for their policies.
Verdict
Proper Insurance offers a specialised, Lloyd's-backed policy for STR owners. For an owner-first alternative, consider BnBGenius.
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